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Insurance Services in Pakistan

Title:

Insurance Services in Pakistan: A Strategic Entry Report, 2000

Date Published: 2001-08-07
Pages: 192
ISBN: 0597796548
   
About the Author(s)/Editor(s)
Philip M. Parker
Eli Lilly Chair Professor in Innovation, Business and Society
INSEAD (Fontainebleau, France & Singapore)

Philip M. Parker is the Eli Lilly Chair Professor of Innovation, Business and Society at INSEAD (Fontainebleau, France and Singapore). He has been a professor there since 1988 where he teaches graduate and doctoral-level courses on global competitive strategy and research methodology. He has taught courses at Harvard University (HBS), the Hong Kong University of Science and Technology, Stanford University (GSB), the Massachusetts Institute of Technology (MIT Sloan School) and UCLA (Anderson School). Dr. Parker received his Ph.D. in Business Economics from the Wharton School at the University of Pennsylvania and has Masters degrees in Finance and Banking (University of Aix-Marseille, France) and Managerial Economics (Wharton). His undergraduate degrees are in mathematics and economics. Some of his work and methodologies applied in this study were financially supported by the Research and Development Committee at INSEAD which is gratefully acknowledged.

About the Series
This series helps international managers expand to various country markets around the world. Each report is a broad study of a particular product market, but also gives information useful for entry strategies (trend analysis, marketing, production, finance, and distribution strategy). Each study provides ample statistics on market size and trends, as well as various economic statistics cover human resources and cross-cultural management.
Contents
1 INTRODUCTION & METHODOLOGY
        1.1 What does this report cover?
        1.2 Evaluating Pakistan
        1.3 Latent Demand and Accessibility in Pakistan
2 INSURANCE SERVICES
        2.1 latent demand and accessibility: background
        2.2 Latent demand: aspects of interest
        2.2.1 Market Profile
        2.2.2 Statistical Data
        2.3 accessibility: the structure of competition
        2.3.1 Marketing Strategy
        2.3.2 End-User Analysis
        2.4 Accessibility: Key Factors
        2.4.1 Distribution Practices
        2.5 Key Contacts
        2.5.1 Public Sector
        2.5.2 Ministry of Commerce
        2.5.3 Trade Index of Pakistan
3 THE ECONOMICS OF LATENT DEMAND IN PAKISTAN
        3.1 Executive Summary
        3.2 Economic Issues in Pakistan
        3.2.1 Economic Growth
        3.2.2 Agriculture
        3.2.3 Industry
        3.2.4 Energy
        3.2.5 Government Role in the Economy
        3.2.6 Monetary Policy
        3.2.7 Fiscal Policy
        3.2.8 Privatization
        3.2.9 Foreign Exchange Policies and Reserves
        3.2.10 Remittances from Overseas Workers
        3.2.11 Foreign Trade
        3.2.12 Infrastructure Situation
4 EXPORT ACCESSIBILITY IN PAKISTAN
        4.1 Executive Summary
        4.2 Exporting to Pakistan
        4.2.1 Description of Banking System
        4.2.2 Bank Assets
        4.2.3 Foreign Exchange Controls Affecting Trading
        4.2.4 General Availability of Financing
        4.2.5 Working Capital Finance
        4.2.6 Term Financing
        4.2.7 How to Finance Exports/Methods of Payment
        4.2.8 Availability of Project Financing
        4.2.9 Types of Projects Receiving Financing Support
        4.2.10 Banks with Corresponding Foreign Banking Arrangements
        4.2.11 Trade Barriers
        4.2.12 Valuations on Imports
        4.2.13 Customs Clearance and Warehousing
        4.2.14 Import Licenses
        4.2.15 Export Controls
        4.2.16 Import/Export Documentation Requirements
        4.2.17 Temporary Goods Entry Requirements
        4.2.18 Labeling, Marking Requirements
        4.2.19 Prohibited Imports
        4.2.20 Standards/ISO 9000 Usage
        4.2.21 Free Trade Zones/Warehouses
        4.2.22 Special Import Provisions
        4.2.23 Membership in Free Trade Arrangements
5 DIRECT INVESTMENT ACCESSIBILITY IN PAKISTAN
        5.1 Executive Summary: Infrastructure
        5.2 Executive Summary: Natural Resources
        5.3 Executive Summary: Industry
        5.4 Direct Investment in Pakistan
        5.4.1 Openness to Foreign Investment
        5.4.2 Institutional Promotion of Investment
        5.4.3 Incentives for Investment
        5.4.4 Right to Private Ownership and Establishment
        5.4.5 Intellectual Property Rights Protection
        5.4.6 Adequacy of Laws Governing Commercial Transactions
        5.4.7 Foreign Trade Zones/Free Ports
        5.4.8 Performance Requirements/Incentives
        5.4.9 Transparency of the Regulatory System
        5.4.10 Labor
        5.4.11 Efficiency of Capital Markets and Portfolio Investment
        5.4.12 Conversion and Transfer Policies
        5.4.13 Expropriation and Compensation
        5.4.14 Dispute Settlement
        5.4.15 Security Interests in Property
        5.4.16 Membership in ICSID/Domestic Arbitration Statute
        5.4.17 Bilateral Investment Agreements
6 MARKETING & DISTRIBUTION IN PAKISTAN
        6.1 Executive Summary
        6.2 Marketing and Distribution in Pakistan
        6.2.1 Distribution and Sales Channels
        6.2.2 Use of Agents/Distributors
        6.2.3 Franchising
        6.2.4 Direct Marketing
        6.2.5 Joint Ventures/Licensing
        6.2.6 Steps to Establishing an Office
        6.2.7 Selling Factors/Techniques
        6.2.8 Advertising and Trade Promotion
        6.2.9 Trade Shows
        6.2.10 Pricing Products
        6.2.11 Sales Service/Customer Support
        6.2.12 Selling to the Government
        6.2.13 Protecting Your Product from IPR Infringement
        6.2.14 Need for a Local Attorney
7 HUMAN RESOURCE ASSESSMENT IN PAKISTAN
        7.1 Executive Summary
        7.2 Human Resources in Pakistan
        7.2.1 Unionization in Pakistan
        7.2.2 Collective Bargaining in Pakistan
        7.2.3 Workweek and Minimum Wages in Pakistan
        7.2.4 Forced Labor in Pakistan
        7.2.5 Working Ages and Child Labor in Pakistan
8 POLITICAL RISK ASSESSMENT IN PAKISTAN
        8.1 Executive Summary: Government
        8.2 Executive Summary: Military Organization
        8.3 Democracy in Pakistan
        8.4 Political Issues in Pakistan
        8.4.1 Major Political Issues Affecting Business Climate
        8.4.2 Political System
        8.4.3 Schedule for Elections
        8.4.4 Major Political Parties
9 LEGAL RISK ASSESSMENT IN PAKISTAN
        9.1 Executive Summary
        9.2 Legal Issues in Pakistan
        9.2.1 Privacy, Search and Seizure
        9.2.2 Trial Justice in Pakistan
        9.2.3 Excessive Punishment in Pakistan
10 CULTURAL AND DEMOGRAPHIC RISKS IN PAKISTAN
        10.1 Executive Summary
        10.2 Cultural Issues in Pakistan
        10.2.1 Racial, Ethnic and Discrimination Issues in Pakistan
        10.2.2 Women's Rights and Gender Issues in Pakistan
        10.2.3 Religion in Pakistan
        10.2.4 Fundamental Human Rights in Pakistan
11 HISTORICAL BACKGROUND
        11.1 Business Customs in Pakistan
        11.2 Business infrastructure
        11.2.1 Transportation
        11.2.2 Language
        11.2.3 Communications
        11.2.4 Lodging
        11.2.5 Utilities
        11.2.6 Office Rental
 

 

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